image/svg+xmlJan 2019 -
Jun 2020
Mortgage Underwriter,
Nationstar Mortgage, Dallas, TX
Performed review of DU and LP findings along with underwriting of FHA,
FNMA HARP loans and FHLMC Relief refinance loans.
Worked FHA, Conventional, USDA, Bond, DPA loans and VA credit.
Analyzed and reviewed Residential/Condo/Multi-Family appraisals when
necessary; used sole discretion to determine if subject property value was
valid.
Administered underwriting correspondent loans on both a delegated and
non-delegated basis including Jumbo and Non-Conforming Loans.
Managed FHA Case number, Flood Certification, and DU/LP findings process.
Aug 2017 -
Jan 2019
Loan Processor,
JPMorgan Chase, Columbus, OH
Used various databases to include CLOSR, Mortgage Banking, HL Federated,
Loan Builder and Chase File Manager.
Coordinated and collected approval conditions Reviewed and analyzed newly
opened loan packages to submit to various lenders following guidelines and
automated systems
Analyzed title reports to evaluate modification and deed in-lieu of
foreclosures as acceptable resolutions.
Advanced explanation of escrow analysis, as to payment increase/decrease.
Demonstrated awareness of and total compliance with all regulations and
laws, including Truth in Lending and RESPA.
Jun 2016 -
May 2017
Loan Officer/Loan Processor (Part-Time),
Residential Finance, Columbus, OH
Communicated with prospective borrowers and built relationships.
Obtained NMLS and State Licenses.
Studied and passed all required NMLS courses and exams for licensure in 5
states.
Licensed in NMLS and individually in nine states.
Reviewed and analyzed mortgage applications and documents; expedited
materials; evaluated and audited most data.
Loan Applications
Title Companies
Credit Reports
Real Estate
Escrow
Investor Guidelines
FHA
Credit Analysis
Financial Services
Underwriting Guidelines
SAMANTHA KENNEDY
skennedy@example.com
|
(490) 555-1059
|
32358 S. Cedar St., Dallas, TX 22227
EXPERIENCE
EDUCATION
Columbus State Community College, Columbus, OH
2014 - 2017: Bachelor's Degree in Real Estate
KEY SKILLS