image/svg+xmlJacqueline
Simmons
41848 E. Main Rd., North Torrey Pines Road, LA Jolla, CA 45981
(400) 555-5943
jsimmons@example.com
Experience
NOV 2018 - MAY 2020
Mortgage Loan Processor/
Wells Fargo, North Torrey Pines Road, LA Jolla, CA
Cultivated relationships with real estate professionals and Chicago area developers that resulted in
increased mortgage business.
Utilized ICMP and system of record (MSP/LIS/LPS) to validate mortgage insurance certificates.
Reviewed final HUD-1, appraisal, and final inspections for approval and release of funds.
Reviewed and approved automated value appraisals.
Created an innovative way to complete the underwriting process which maintained quality and increased
productivity.
JUN 2017 - APR 2018
Loan Specialist/
Wells Fargo, North Torrey Pines Road, LA Jolla, CA
Validated automated underwriting decision per delegated authority.
Evaluated mortgage loan applications for credit worthiness according to specific guidelines for conventional,
VA, FHA, USDA and portfolio.
Interpreted HMDA policies while analyzing applicant, property and documentation.
Performed manual mortgage calculations to validate principal, interest, and escrow accounts
Checked all underwriting docs for FHA or VA were in file and filled out properly before closing.
MAY 2015 - FEB 2017
Loan Clerk/
Wells Fargo, North Torrey Pines Road, LA Jolla, CA
Experienced in processing conforming, non-conforming, jumbo, FHA, VA, new build and equity loans.
Trained two new Work Director s in 2012 for FHA Settlement and over 50 team members on procedures for
Settlement processes.
Reviewed Bankruptcy court dockets to confirm legal arrangements.
Reviewed and analyzed loans that rejected from foreclosure in the Foreclosure Preparation Department of
Default Reporting.
Communicated with internal business partners via email, faxing, and verbal communication to ensure
successful completion of assigned work.
Skills
Loan Applications, Type Loan Applications, Customer Service, Financial Statements, Title Companies, Credit
Reports, Va, Ensure Compliance, Inbound Calls, Borrower Assets
Education
2013 - 2015
Associate's Degree In Business/Commerce
/National University, North Torrey Pines Road, LA Jolla,
CA