image/svg+xmlJul 2019 -
Aug 2020
Loan Documentation Specialist,
Bank of America, Newark, DE
Processed purchases and refinance loans for multiple loan officers using
AS400 and Edge for Conventional and FHA loans.
Communicated and negotiated effectively with various local and national
escrow offices to provide and obtain accurate loan closing cost statements.
Prepared Attorney/Foreclosure Chronologies for all states as requested.
Reconciled wires, clear funding conditions and reviewed GFE versus Hud1 for
RESPA compliance.
Performed UCC Searches, Filing UCC & Ordering Certificate of Good Standings
for transactions.
Mar 2011 -
Feb 2019
Loan Representative,
Bank of America, New York, NY
Obtained and continues to maintain NMLS Loan Officer Licenses in states of
MA and maintain NMLS license.
Reviewed portfolio reports in order to determine compliance, integrity and
timeliness of the foreclosure processing.
Originated, reviewed, processed, closed, and administered customer loan
proposals (FHA, VA, Conventional/ARM).
Reviewed Truth-in-Lending and sent Good Faith Estimates to the Closing
Attorney for review.
Prepared home equity loan packages that closed simultaneously with first
mortgages.
May 2010 -
Feb 2011
Commercial Credit Analyst,
JPMorgan Chase, New York, NY
Prepared rebuttals and appeals to the SBA's repair and/or denial
recommendations.
Developed instructional PowerPoint presentations for OT request process
change; and new hardware usage guidelines
Generated highly customized reports using SAS/MACRO facility.
Prepared and generated loan documentation according federal, state, local
and internal procedures.
Designed and tested conversion system through the writing of program
specification and coding in SAS.
Loan Applications
Financial Statements
Loan Portfolio
Credit Analysis
Customer Service
Ensure Compliance
Loan Documentation Process
Corporate Financial Statements
VICTORIA HOLMES
vholmes@example.com
|
(580) 555-8649
|
57763 W. Oak Rd., Newark, DE 45714
EXPERIENCE
EDUCATION
New York University, New York, NY
2007 - 2010: Bachelor's Degree in Real Estate
KEY SKILLS