image/svg+xml•
Loan Applications
•
Financial Statements
•
Customer Service
•
Business Development
•
Financial Status
•
Ensure Compliance
•
Financial Services
•
Credit Reports
•
Consultants
•
Credit Decisions
ADAM
DUNCAN
87814 N. Maple Rd., Tallahassee, FL 16909 · (470) 555-0720
aduncan@example.com
EXPERIENCE
OCT 2014 - NOV 2020
CONSUMER LOAN UNDERWRITER,
Allied Capital
Analyzed loan application packages and performed appraisal reviews for Conventional, FHA and
USDA products.
Prepared monthly QC audit reports of closed loans.
Approved residential conventional/FHA mortgages, ensuring that all aspects met the guidelines to
qualify as best quality loans, including compliance.
Handled bankruptcy Chapter 7 and 13 files that required additional research.
Performed income calculations using borrower provided data including pay stubs and tax returns.
SEP 2012 - JAN 2014
LOAN SPECIALIST,
Premier Financial Bancorp
Developed asset disposition strategy and regularly presented to FDIC senior executives.
Explained escrow account information with customers.
Executed permanent and trial modifications in line with OCC, HAMP, FHA, Freddie, Fannie, and GMAC
guidelines.
Managed attorney contact to ensure proper foreclosure notice and execution.
Reviewed and determine credit risk through the analysis of borrower's credit history, income and
assets.
MAY 2007 - AUG 2007
LOAN CONSULTANT (PART-TIME),
SunTrust Banks
Included supervising a staff of five in submitting VA and FHA loans for guaranty and insuring.
Led seminars and coaching workshops for potential borrowers and other industry professionals.
Performed home equity administration, subordination processing, while preparing satisfactions on paid
off 2nd mortgages.
Ensured accurate and timely wiring of funds to VA and HUD agencies.
Maintained DDA, IRA, Credit Cards, CD's and Equity Line Accounts.
EDUCATION
2007 - 2007
SOME COLLEGE COURSES IN ECONOMICS
,Florida State University
Tallahassee, FL
SKILLS